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Airtime · Data · Cable TV · Electricity

The bills that keep your day running, paid from one wallet.

Top up SimpleData with a bank transfer, then recharge phones, renew TV and buy electricity in a few taps. If a biller can’t deliver, your money comes straight back.

Create a free account See what you can pay
  • ₦0 to open an account or hold a balance
  • 4-digit PIN on every single payment
  • Automatic refunds when a biller fails

Networks, TV providers and electricity companies you can pay

Mobile networks

  • MTN
  • Airtel
  • Glo
  • 9mobile

Cable TV

  • DStv
  • GOtv
  • StarTimes

Electricity

  • Ikeja
  • Eko
  • Abuja
  • Ibadan
  • Port Harcourt
  • Kano
  • Jos
  • Enugu
  • Benin
  • Kaduna
  • Yola

What you can pay

Four everyday payments, each done properly.

Pick a service to see exactly what you’ll be asked for. The price, any fee and any cashback are on screen before you enter your PIN.

Buy airtime

MTN Airtel Glo 9mobile
Phone number0803 412 4417
₦200₦500₦1,000₦2,000
Airtime₦1,000.00
You pay₦1,000.00
Continue

Example screens. Prices come from each provider and change over time.

Funding your wallet

Money goes in the way you already move money.

No card is needed to get started. Most people fund with an ordinary bank transfer from whatever banking app they already use.

  1. 1

    Your own account number

    Verify your BVN or NIN and you get a dedicated account number in your name. Send money to it from any bank and it shows up in your wallet.

  2. 2

    Other ways, when you need them

    Card payments and one-off transfer accounts appear on the Add Funds screen whenever they’re available.

  3. 3

    Coupon codes

    Got a code from us? Redeem it in the app and the value goes straight into your balance.

When something goes wrong

If a biller can’t deliver, you don’t lose a kobo.

Networks and electricity companies have bad days. When a purchase fails, the amount goes back into your wallet by itself. You don’t need to fill in a form or wait for an agent.

  • Payments that get stuck are checked with the provider again automatically.
  • Every purchase has a reference and a full history you can see in the app.
  • Cashback is paid only after a purchase succeeds, so it’s never taken back later.

Security

Protection that stays out of the way until it matters.

PIN

A separate PIN for payments

Your password gets you in. Moving money needs a 4-digit transaction PIN as well, so an unlocked phone isn’t enough to spend your balance.

2FA

Two-step sign-in

Turn it on and signing in also needs a one-time code sent to your verified email or phone. A leaked password alone won’t open your account.

ENCRYPTED

Identity details encrypted

Your BVN and NIN are encrypted before they’re stored, so they can’t be read in plain text even with direct access to the database.

SESSIONS

Lock everyone else out at once

Changing your password signs out every other device straight away. Repeated wrong passwords or codes lock further attempts.

Start small. Verify when you need more.

Your verification level sets your daily spending limit and the most your wallet can hold. Exact limits are shown in the app.

Level What you provide What it unlocks
Tier 0 A verified email address or phone number Buy airtime, data, TV and electricity with starter limits
Tier 1 Your BVN or NIN Your own account number and higher limits
Tier 2 A government ID and a quick selfie check The highest limits

Refer & earn

Tell a friend. Get paid when they buy.

Every account has a referral code. When someone signs up with yours and makes a qualifying purchase, a reward lands in your wallet. Your referral page shows who joined and what you’ve earned.

For developers and resellers

Sell airtime, data and bills from your own app.

The Partner API uses the same wallet, prices and refunds as the app. Any verified account can create keys from Settings → Developer.

  • Bearer tokens or HMAC signing, chosen per key
  • Scoped keys: read balance, pay bills, read status
  • Idempotency keys, so a retried request is never charged twice
  • IP allowlists and a rate limit for each key
Read the API docs
pay-airtime.sh 
curl -X POST https://api.simpledata.com.ng/api/v1/partner/bills/pay/ \
  -H "Authorization: Bearer $API_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "provider_id": "3f1c…",
    "recipient_identifier": "08031234417",
    "amount": "1000.00",
    "idempotency_key": "order-58213"
  }'

# 202 Accepted
{ "status": "PROCESSING", "amount": "1000.00", … }

Questions

Things people ask before signing up.

More answers are in the help centre, and once you have an account you can contact support from the app.

Does it cost anything to use?

No. Opening an account and keeping money in your wallet is free. You pay for what you buy, plus a convenience fee only where a provider charges one, and that is always shown before you confirm.

I was debited but the payment failed. What happens?

The money is returned to your wallet automatically as soon as the provider confirms the failure. If a few minutes pass and it hasn’t landed, contact support with the transaction reference.

How long does a bank transfer take to show up?

Usually a few minutes. If it’s been longer than 30 minutes and nothing is pending under Transactions, send support your transfer reference and we’ll trace it.

I sent airtime to the wrong number. Can I get it back?

Once airtime or data has been delivered to a valid number it can’t be reversed, so check the number before you confirm. Purchases that actually fail are always refunded.

How does cashback work?

Some providers and bundles offer cashback, shown before you pay. It is added to your wallet only after the purchase succeeds.

Why do you ask for my BVN or NIN?

It’s required to give you your own account number and raise your limits. You can buy with starter limits before that. Both numbers are encrypted before they’re stored.

Your wallet is ready the moment you sign up.

Name, email, phone number and a password. That’s all it takes to start.

Create a free account I already have one